1. What’s the difference between pure travel insurance and multi-policy insurance?

Pure travel insurance focuses solely on travel-related coverage, while multi-policy insurance may include unrelated policies like home or car insurance.

2. Does pure travel insurance cover COVID-19?

Most policies now include COVID-19 coverage for cancellations and medical emergencies, but it’s essential to check the specific terms.

3. How much should I expect to pay?

The cost is typically 4-10% of your trip’s total cost, depending on factors like destination, duration, and coverage options.

4. Can I get a refund if I cancel my trip?

If you purchased a Cancel for Any Reason (CFAR) add-on, you can cancel for almost any reason and get a partial refund.

5. Do I need travel insurance if I have health insurance?

Health insurance often doesn’t cover international travel. Travel insurance fills the gaps, covering evacuation, repatriation, and even trip cancellation.

Pure Travel Insurance: Everything You Need to Know to Protect Your Adventures